T — Transform

Do the little things that change the outcome.

Nothing here should take more than twenty minutes. Small actions × consistency × time = transformation.

=TRANSFORMATION(Small_Actions, Consistency, Time)

Daily MiNT · under two minutes

What is one thing Future You will thank you for today?

Today

1 of 8

actions completed

MiNT will only ever suggest one to three actions a day. Long lists are how plans die.

Your MiNT actions

Money
2 min
Move $50 into your Future Fund
A single transfer. Future You gets paid too.
Moves: First home deposit · Wealth & Freedom
Future
5 min
Read one page on index investing
Just enough to feel less mysterious.
Moves: Investment portfolio · Wealth & Freedom
Relationship
2 min
Text Mum about Sunday
The dinner table is part of the plan.
Moves: A home full of people · People & Place
Purpose
10 min
Shortlist one course
Save the link, nothing more.
Moves: Professional development · Purpose & Contribution
Money
5 min
Cancel the subscription you haven't opened
Streamly — last used 6 weeks ago.
Future
20 min
Price the Japan trip roughly
A number beats a vibe.
Moves: Two long trips · Self & Experience
Life Admin
5 min
Book the GP appointment
It's been on the list since March.
Money
2 min
Name your reserve account 'Calm'
Accounts you've named are accounts you use.
Moves: Emergency reserve · Wealth & Freedom

=HABIT(Cue, Small_Action, Repetition)

Wealth & Freedom
Move $50 every Friday
Weekly · supports First home deposit
You completed this 19 times in the last 23 opportunities. That's momentum.
Self & Experience
Walk four mornings a week
4× weekly · supports Two long trips
You completed this 31 times in the last 40 opportunities. That's momentum.
People & Place
Dinner with people I love
Monthly · supports A home full of people
You completed this 5 times in the last 6 opportunities. That's momentum.
Purpose & Contribution
One hour on the side practice
Weekly · supports Professional development
You completed this 6 times in the last 10 opportunities. That's momentum.

Your MiNT Reset · about ten minutes

Money in

$2,610

Moved to Future

$450

Habits

5/7

Actions

Notable spending

One win: You moved money to Future You before you spent anything else.

What's the most useful change you could make next week?

Stage 4 of 4 · TRANSFORM