M — Measure
Now we know where you're going. Let's understand what's currently taking you there.
Aug 2025 – Jul 2026 · 2,452 transactions across 5 accounts.
=REALITY(Income - Spending ± Patterns)
Money in
$85,000
Income over 12 months
Money out
$71,240
$5,936 / month
Future money
$9,600
11% of income
Obligations
$4,820
Debt and recurring commitments
Current position
$18,500
Assets minus liabilities
Your Money Mirror
This isn't a budget. It's a reflection.
- Your last 12 months suggest that experiences, dining and convenience matter to you — $12,680 went to eating out and travel.
- About 11% of your income moved towards long-term wealth. Some months it was $1,200, others closer to $200.
- $1,320 of subscriptions renewed quietly. Two of them you used most weeks; two you didn't.
- Your fixed commitments take roughly 62% of income, which leaves real room to redirect if you choose to.
Does your current money behaviour match Future You?
Largest spending categories
- Housingfixed$32,240
- Eating Outflexible$8,420
- Groceriesfixed$7,180
- Travelflexible$4,260
- Shoppingflexible$3,940
- Transportfixed$3,120
Fixed
$47,760
Flexible
$23,480
Cash flow pattern
Money in, money out and money moved to Future You, month by month.
December was your biggest month. That's a pattern worth planning for, not a mistake.
Recurring subscriptions
$1,320 over the year. Keep what you love.
- Streamly$22 monthly
- Sunrise Pilates$49 monthly
- Cloud storage$13 monthly
- Music$18 monthly
- Magazine$96 yearly
Add statements
PDF or CSV, up to twelve months, as many accounts as you like.
Your financial information is private to your account and is used only to help build your MiNT picture.
- Ready
Everyday · Everyday
PDF · 2025-08-01 → 2026-07-31 · 1,482 transactions
- Ready
Everyday card · Credit Card
CSV · 2025-08-01 → 2026-07-31 · 906 transactions
- Needs review
Future Fund · Savings
PDF · 2025-08-01 → 2026-07-31 · 64 transactions
Confirm the categories
Change anything that looks wrong — MiNT remembers your corrections for next time.
- 07-28Salary — Northlight StudioFortnightly pay · recurring$2,610
- 07-28Rent — MarrickvilleWeekly rent · recurring-$620
- 07-27Ombra Wine BarDinner with Ash-$138
- 07-26Harris FarmWeekly shop · recurring-$142
- 07-25Sunrise PilatesMembership · recurring-$49
- 07-24Future FundAutomatic transfer · recurring-$400
- 07-22StreamlySubscription · recurring-$22
- 07-20QantasMelbourne weekend-$318
- 07-19OpalTransport top up · recurring-$60
- 07-18Beans & CoCoffee, 14 visits · recurring-$76
- 07-16Ledger StudioDesign course deposit-$450
- 07-15Card repaymentEveryday card · recurring-$600
Statement analysis in this prototype uses sample data. Nothing here is a judgement — it's just information you can now use.
Stage 2 of 4 · MEASURE