Future You
Good afternoon, Lou.
Future You is 5 years, 0 months and 0 days away.
Your Future Formula
=LIFE(People, Self, Purpose, Wealth)
What's in this formula?
The four parts of life MiNT plans across. Everything below funds one of them.
Right now: FREEDOM
=FREEDOM($27,600 → $0)
What's in this formula?
Required repayments of $840 a month plus $400 extra, rolled from one debt to the next. Projected Debt Freedom: October 2028.
The four parts of life
People & Place
A home full of people
Next: Family visit planned
Self & Experience
Two long trips
Next: First trip funded
Purpose & Contribution
Professional development
Next: Enrol
Wealth & Freedom
First home deposit
Next: $25,000
What will Future You thank you for today?
All actions2 minutes
Move $50 into your Future Fund
A single transfer. Future You gets paid too.
Supports → First home deposit
5 minutes
Read one page on index investing
Just enough to feel less mysterious.
Supports → Investment portfolio
2 minutes
Text Mum about Sunday
The dinner table is part of the plan.
Supports → A home full of people
Debt today
$27,600
Projected Debt Freedom
October 2028
Safety Buffer
$0 of $2,000
Extra towards Future You
$400/month
Your Daily MiNT
Did today's spending reflect what matters to you?
Habit consistency: 77% of opportunities taken. Not a streak — consistency.
Your Money Mirror
Your last 12 months suggest that experiences, dining and convenience matter to you — $12,680 went to eating out and travel.
About 11% of your income moved towards long-term wealth. Some months it was $1,200, others closer to $200.
See the full pictureWhere to next
MiNT runs in four stages. Pick up wherever you left off.
Stage 1 · IMAGINE
Picture Future YouOpenStage 2 · MEASURE
See where you're startingOpenStage 3 · NAVIGATE
Build your Future FormulaOpenStage 4 · TRANSFORM
Do something small todayOpen
Recent MiNT Moments
- 12 AugFuture You just got another $1,000 of choice.Future Fund passed $18,000.
- 8 AugVision board created.All four life areas now have words and pictures.
- 2 AugOne subscription retired.$264 a year redirected.
- 28 Jul10 Future actions completed.Momentum is a real asset.
Projections contain assumptions. MiNT figures are illustrative planning tools, not financial advice.