MiNTby Peppermint

MiNT by Peppermint

Build the formula for the life you want.

Make your money match the life you want.

MiNT helps you picture where you want to be five years from now, understand what your money is doing today and turn the gap between the two into a practical Future Formula.

People and place: a home with family around the tableSelf and experience: travel and personal growthPurpose and contribution: meaningful workWealth and freedom: a front door of your own

=LIFE(People, Self, Purpose, Wealth)

Five years from today · 16 August 2031

Five years passes either way.

The question isn't whether five years will pass. It's what you'll build while they do.

  • People & Place

    People & Place

    Who is around you and where do you belong?

    Family, relationships, community, home and environment.

  • Self & Experience

    Self & Experience

    Who are you becoming?

    Health, learning, confidence, travel, adventure and personal growth.

  • Purpose & Contribution

    Purpose & Contribution

    What are you creating or contributing?

    Career, business, creativity, contribution and impact.

  • Wealth & Freedom

    Wealth & Freedom

    What choices will money give you?

    Savings, debt freedom, property, investment, income and financial independence.

How MiNT works

Four connected stages

  1. Step 1

    MEASURE

    See what's actually happening.

    Statements, accounts, assets, debts and spending patterns.

  2. Step 2

    IMAGINE

    Picture Future You.

    Create a five-year vision across the four parts of life.

  3. Step 3

    NAVIGATE

    Build the formula.

    Turn the difference between today and Future You into numbers, milestones and choices.

  4. Step 4

    TRANSFORM

    Do something small today.

    Small actions repeated over time create the outcome.

=MiNT(MEASURE, IMAGINE, NAVIGATE, TRANSFORM)

What's in this formula?

Know where you are, decide where you're going, build the formula between them, then do the small things that get you there.

Your Money Mirror

“Dining, entertainment and travel were 13% of your available income last year. Does that look like the way you want money to support your life?”

Your past isn't a judgement. It's simply the data we build the formula from.

A calm, light-filled home

Five years passes either way. Build yours deliberately.

Start building Future You

MiNT provides planning tools and illustrative figures. It is not personal financial advice.